Terms and
Conditions
THE FOLLOWING TERMS AND CONDITIONS (“T&C”) GOVERN YOUR ACCESS TO AND USE OF THIS WEBSITE(THE “PLATFORM”) OWNED AND OPERATED BY THE UMBRELLA MANAGEMENT LIMITED,INCLUDING ALL CONTENT, FUNCTIONALITY AND SERVICES OFFERED HEREIN.THESE TERMS AND CONDITIONS CREATE A CONTRACT BETWEEN YOU AND THE UMBRELLA MANAGEMENT LIMITED. IF YOU ARE UNDER THE AGE OF 18, YOU HEREBY CONFIRM THAT YOU HAVE YOUR PARENTS’ OR LEGAL GUARDIAN’S PERMISSION TO USE THE PLATFORM.
PLEASE READ THESE T&C CAREFULLY BEFORE YOU START USING THIS PLATFORM. BY CLICKING “AGREE/ACCEPT ” YOU AGREE TO BE BOUND BY THESE T&C AT ALL TIMES. NON-ACCEPTANCE OF THE T&CS SHALL DISALLOW YOU TO USE THE PLATFORM. If you have any questions regarding the PLATFORM or the T&C please contact us here.
You hereby undertake, warrant, agree and/or understand that:-
1. REGISTRATION
1.1 To create an account and access the Platform, you are over the legal age and not barred from using the Platform under applicable laws. If you are a minor, you hereby confirm that you have your parent or legal guardian has reviewed and accepted these T&C and granted you the permission to use the Platform.
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1.2 All information (full name, active mobile number, email address) provided by you to register with the Platform are accurate, updated and shall remain valid at all times, This information will be held and used in accordance with our Privacy Policy, which can be found at Privacy Policy.
1.3 By registering with the Platform you agree to abide by the T&C at all times, to use the PLATFORM in accordance with the laws of your jurisdiction, not abuse the PLATFORM in any way, and not access or use the Platform using any automated software.
1.4 Attempts to breach security of the Platform on any computer or mobile network or access an account that does not belong to you on the Platform is strictly prohibited.
1.5 To prevent fraud or abuse, only one registered account is allowed. Any attempt to create additional account shall be invalid.
1.6 The Platform is not liable for any technical glitches beyond the Platform’s control, at all times.
2. TERMS OF USE
2.1 The PLATFORM is an online platform that provides information to users and connects the users with The Umbrella Management Limited; and that the PLATFORM may only be used in accordance with this T&C.
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2.2 All information available over the PLATFORM are for informational purposes only.
2.3 The PLATFORM is not accountable, responsible or does not provide any protection for any user interaction/s taken place beyond the PLATFORM.
2.4 The procedures, products, services and devices discussed and/or advertised on the PLATFORM are for the purposes of awareness only, do not necessarily guarantee or imply appropriateness for any particular individual or prediction of viability, effectiveness, outcome or success and that the PLATFORM does not endorse the efficacy or accuracy of the same. It is your sole responsibility to verify the related information and taking any independent external expert advice and that the subscription or availing of such procedures, products, services and devices is at your own risk.
2.5 All information provided over the PLATFORM are provided "as is" and that the PLATFORM or any person associated with the PLATFORM makes no express or implied warranties on the accuracy of the contents of the PLATFORM, including but not limited to the information shared in the public through question and answers, private consultations, advertisements, etc., and that the respective authors are solely responsible for their respective statements made in the PLATFORM, merchantability, fitness for a particular purpose and non-infringement with respect to the completeness, security, reliability, quality, accuracy or availability of the PLATFORM. In no event shall the PLATFORM, its affiliates or their licensors, service providers, employees, agents, officers or any other associated person, be liable for damages of any kind, under any law, arising out of or in connection with your use of the PLATFORM or any PLATFORM linked to it. Any content on the PLATFORM or such other PLATFORM or any services obtained through the PLATFORM or any PLATFORM linked to it, including any direct, indirect, special, incidental, consequential or punitive damages, including but not limited to loss of revenue, profits, business or savings, loss of use, goodwill, data or etc., does not affect any liability which cannot be excluded or limited under applicable law.
2.6 The PLATFORM is viewed and accessible world wide and that the PLATFORM may contain information or references to products or services which may not be applicable, available or approved in all countries. Such information and references do not imply that the same is applicable, appropriate or available to all persons in all locations or that such product or service is intended or may be made available in such locations.
2.7 Rude, indecent, abusive or improper or profane language, threatening, harassing, bullying, derogatory, discriminatory, defamatory, fraudulent comments, hate speech or remarks or messages communicated over the PLATFORM to intimidate other users or any behavior which may potentially damage the name or reputation of the PLATFORM shall result in suspension of your account.
2.8 You shall refrain from taking any action which is intended to, could potentially or would reasonably be expected to harm the PLATFORM’s reputation or lead to unwanted or unfavorable publicity of the PLATFORM.
2.9 The PLATFORM retains the right, at its sole discretion to temporarily disable your account, subject to assigning an appropriate reason including security issues, reported improper behavior, or any other reason whatsoever.
2.10 Any attempts to publish or send malicious content with the intent to compromise other user’s account or computer environment is strictly prohibited and may result in the suspension of your account.
2.11 Publishing or posting other people's private and confidential information or engaging in such activities may result in the suspension of your account.
2.12 The PLATFORM shall for its marketing and promotional purpose, preserve, use and share with third parties (without disclosing your identification) the information or data generated from the PLATFORM.
2.13 The PLATFORM, its content, features and functionality (‘Protected Items’) are owned by The Umbrella Management Limited and are protected by intellectual property laws including but not limited to copyright, trademarks and trade secrets. You shall refrain from using any of Protected Items in any manner or form, unless use of such Protected Items are expressly consented toby The Umbrella Management Limited in writing.
3. TRANSFER OF INFORMATION
3.1 You consent to the sharing or transfer of any information provided by you on the PLATFORM to any entities or related companies or subsidiaries of the PLATFORM in accordance with applicable laws.
4. PAYMENTS
4.1 The PLATFORM shall solely handle all financial transactions.
4.2 No payments will be made other than the PLATFORM’s payment gateway.
5. INDEMNITY
5.1 You agree to release, defend, indemnify, and hold the PLATFORM or any person associated with the PLATFORM free and harmless from and against any claims, liens, demands, causes of action, IPR infringement including but not limited to copyrights, trademarks or any other rights; loss, damages, expenses, fines, fees or liability (hereinafter “Claims”) brought or instituted by a third party against the PLATFORM which is caused or contributed to, by you through your usage of the PLATFORM or the negligence or willful misconduct of yourself.
6. MODIFICATION OF T&C
6.1 The PLATFORM reserves the right, at its sole discretion, to change, modify or otherwise alter these Terms of Use at any time, by posting the updated T&C on the PLATFORM.
6.2 It is your sole responsibility to check for any such changes, modification or alteration made to the T&C and to familiarize yourself with it. Continued use of the PLATFORM shall be deemed as your assent to be bound by the T&C. If you do not wish to be bound by the updatedT&C, you shall log out and discontinue the use of PLATFORM.
7. WAIVER
7.1 Non exercise or failure to exercise or delay in exercising any right or provision of the T&C, shall constitute a waiver of such right or provision.
8. SEVERABILITY
8.1 If any part of this T&C is determined to be illegal, invalid, frustrated or unenforceable, for any reason, then, insofar as is practical and feasible, the remaining portions of the T&C shall be deemed to be in full force and effect as if such invalid portions were not contained herein.
9. DISPUTE RESOLUTION
9.1 The PLATFORM encourages amicable settlement of any conflict/s that might arise among you, the PLATFORM or any other user including the Registered Practitioner shall be resolved with the assistance or involvement of the PLATFORM. For addressing any grievances, or any other issues, transaction disputes you are encouraged to report the same to Customer Support here. Upon failure to settle a dispute amicably within 15 days, such dispute shall be referred to arbitration in accordance with the provisions of the Arbitration Act 2001 of Bangladesh.
10. GOVERNING LAW AND JURISDICTION
10.1 This T&C shall be governed by and construed in accordance with the laws of Bangladesh. The courts of Bangladesh shall have exclusive jurisdiction in relation to all disputes or matters arising hereunder, and the parties irrevocably submit themselves to the exclusive jurisdiction of the courts in Bangladesh, for the resolution of any disputes arising under or in connection with this Agreement.